/* Guia de Defesa do Consumidor Financeiro — folha única, sem JS */
:root{
  --paper:#faf8f5; --ink:#1c1c1c; --muted:#5f5c56; --rule:#e3ded6;
  --accent:#1a4480; --accent-ink:#163a6e; --card:#ffffff; --mark:#f3efe8;
}
@media (prefers-color-scheme: dark){
  :root{
    --paper:#14161a; --ink:#e8e6e1; --muted:#a3a099; --rule:#2b2e34;
    --accent:#8db2e3; --accent-ink:#a9c6ec; --card:#1b1e24; --mark:#20242b;
  }
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);
  font:400 1.06rem/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--accent);text-underline-offset:3px}
a:hover{color:var(--accent-ink)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.25;letter-spacing:.1px}
h1{font-size:1.9rem;margin:.4em 0 .35em}
h2{font-size:1.4rem;margin:1.6em 0 .5em}
h3{font-size:1.15rem;margin:1.3em 0 .4em}
p{margin:.75em 0}
.wrap{max-width:760px;margin:0 auto;padding:0 20px}
.site-head{border-bottom:3px double var(--rule);padding:26px 0 14px;text-align:center}
.masthead{font-family:Georgia,serif;font-weight:700;font-size:1.5rem;letter-spacing:.06em;
  text-transform:uppercase;margin:0}
.masthead a{color:var(--ink);text-decoration:none}
.tagline{color:var(--muted);font-size:.92rem;margin:.35em 0 0}
.site-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:6px 22px;
  padding:10px 0 0;font-size:.95rem}
.site-nav a{text-decoration:none;color:var(--ink);border-bottom:2px solid transparent;padding-bottom:2px}
.site-nav a:hover,.site-nav a[aria-current]{border-bottom-color:var(--accent);color:var(--accent)}
main{padding:28px 0 44px}
.crumbs{font-size:.85rem;color:var(--muted);margin:0 0 4px}
.crumbs a{color:var(--muted)}
.byline{color:var(--muted);font-size:.88rem;border-bottom:1px solid var(--rule);
  padding-bottom:14px;margin:0 0 18px}
article table{border-collapse:collapse;width:100%;margin:1em 0;font-size:.95rem}
article th,article td{border:1px solid var(--rule);padding:9px 11px;text-align:left;vertical-align:top}
article th{background:var(--mark);font-family:inherit}
article .tablewrap{overflow-x:auto}
article ul,article ol{padding-left:1.4em}
article li{margin:.35em 0}
.lead{font-size:1.12rem}
.section-list{list-style:none;padding:0;margin:1.2em 0}
.section-list li{background:var(--card);border:1px solid var(--rule);border-radius:10px;
  padding:16px 18px;margin:12px 0}
.section-list h3{margin:0 0 .3em;font-size:1.12rem}
.section-list h3 a{text-decoration:none}
.section-list p{margin:0;color:var(--muted);font-size:.95rem}
.home-section{margin:2.2em 0}
.home-section>h2{border-bottom:1px solid var(--rule);padding-bottom:.3em}
.home-section .all{font-size:.9rem}
.kicker{display:inline-block;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;
  color:var(--accent);margin-bottom:2px}
.highlight-box{background:var(--mark);border:1px solid var(--rule);border-radius:12px;
  padding:18px 20px;margin:1.6em 0}
.highlight-box h2{margin:.1em 0 .5em;font-size:1.2rem}
.highlight-box ul{margin:0;padding-left:1.3em}
.faq{border-top:1px solid var(--rule);margin-top:2em;padding-top:.5em}
.fontes{border-top:1px solid var(--rule);margin-top:2em;padding-top:.5em;font-size:.93rem}
.fontes ol{padding-left:1.4em}
.site-foot{border-top:3px double var(--rule);padding:22px 0 34px;color:var(--muted);font-size:.86rem}
.site-foot p{margin:.45em 0}
.disclaimer{font-size:.86rem}
.foot-links{margin-top:.6em}
.foot-links a{color:var(--muted);margin-right:16px}
@media (max-width:520px){h1{font-size:1.55rem}.masthead{font-size:1.18rem}}